Thursday, September 18, 2008

My Identity Has Been Trashed

Remember a while back, in a post titled "I Blog, Therefore I Am?", I spoke of being cautious of revealing too much on the blog to thwart potential identity theft? How, years ago, I had my identity stolen and the character ran around "renting" cars as me but never returned them?

Well I've got one for ya. After I returned from my trip to Utah, things were going smoothly. I don't get out of the house much except for the mandatory trips to the local grocery and sometimes a trip to Wal*Mart, Lowe's, and/or Home Depot to get some plants to pass my time piddling around in the yard.

I don't have a wallet, per se, but a credit card holder where I keep credit cards, driver license, health insurance card, triple A card, etc. Just the basics. I was carrying even less after I had accidentally left my wallet at the grocery back in the springtime. I went through and took out everything I didn't use consistently. That meant getting down to two general purpose credit cards, no frequent flyer miles cards, etc. I still do all my banking (by mail) in California so I took out my ATM cards.

Now, you'd think I'd be more careful after that. I was lucky that it had been returned to the grocery courtesy desk. I figure I left it at the checkout since I always charge my groceries — double United frequent flyer miles! During the summer, I wear work-out type shorts that have no pockets and I stick the credit card holder under the elastic waistband and just leave my t-shirt untucked so it's covered up.

During the week I was back from Utah, I did a grocery and Wal*Mart run. I didn't notice the credit card holder was missing for about another week. I turned the house upside down and thought I'd check in with both places to see if I had inadvertently left it there.

The kind folks at Wal*Mart had, indeed, found the wallet. Hooray! Um, not so fast, trigger. See, it had been a week, and since I hadn't returned to claim it, they threw it in the trash. How fucked up is that? It's not like I didn't have my brand new NYS driver license in there. Or that I live about 2 minutes away from the store. Or that I live in a small town where, if you don't know everyone, you know someone who knows that person. My "life" was so important that they fucking threw it away.

Advice
• Only carry what you need. I was glad that I'd weeded things out a couple of months before.
• Keep a spreadsheet with a list of your credit cards, the account numbers, and customer service phone numbers. It made things so much easier when I had to call and cancel everything.
• Did you know you can request a duplicate driver license in NYS over the Internet? I paid $15, rather than going down to the hell that is DMV and paying for a new one.
• Don't write your PIN number on ATM or credit cards. If you can't remember it, it's too complicated, so change it to something you can remember.

The whole experience left me a bit empty. First that everything that was me essentially fits into a little wallet. Second, that my life is so worthless, that some douche bag at the local Wal*Mart could callously pitched it in the garbage.

7 comments:

ArichNY said...

Some people can be such idiots! I guess they didn't know how to track you down....duh! You would hope that people would at least know how difficult and inconvient it is to replace a license...

Anonymous said...

Um, not to pour salt in a wound, but you went to Wal*Mart?

Big Daddy said...

That's one of my OCD things.

My wallet is on a chain, and I carry it in my front pocket.

I, too, went through and pulled out the non-essential cards and such.

bigislandjeepguy said...

THEY THREW YOUR WALLET AWAY?

ok, that is just plain WRONG.

did they even destroy/cut up the credit cards first? or did they just pitch the whole thing in the rubbish?

rodger said...

I'm still stuck on...

"...I wear work-out type shorts that have no pockets and I stick the the credit card holder under the elastic waistband and just leave my t-shirt untucked so it's covered up."

Do we get pics? Sorry...I'm such a slut sometimes.

Um..I have to agree...you went to WalMart? I wouldn't expect anything better from them.

I sure hope they were smart enough to shred everything first but it doesn't sound like it. I sure hope you don't get caught in that ID theft mess again.

Anonymous said...

Christ buddy thats terrible. We actually carry very little if we don't need too and we always have our wallets in our front pockets. But sometimes it just doesn't matter how many precautions ya take. These buggers are out to get people!

Doralong said...

Your life isn't worthless precious- they're assholes! Having spent years (and I mean YEARS) in retail- that shit is not excusable! The procedure always is call the 800 # on one of the cards, let them know their customer left it and request they make contact- providing said person isn't in the phone book..